Apple Pay logo

Now accepting Apple Pay

Apple Pay now available at checkout on Safari

Available at checkout on Safari browsers.

Digital credit when you have to have it.

Download the Mobicred app

Image of a happy person after downloading the Mobicred app.

What is Mobicred

Say hello to digital credit in as little as 15 minutes*. Mobicred digital credit offers customers up to R50 000 to shop at iStore both online and in-store. Simply pay back the outstanding balance via convenient and affordable minimum required repayment each month of 7.5% p/m with 22.25% interest rate*.

Why use Mobicred

Seamless and easy
purchase process.

Many stores. One account.
One monthly repayment.

Application to purchase in
under 15 minutes*.

How to Shop Online

1

How to shop online step 1 screenshot

Add to Cart

Add your Apple items to
your cart.

2

How to shop online step 2 screenshot

Checkout

Select Mobicred as your
payment method.

3

How to shop online step 2 screenshot

Username & Password

Enter your Mobicred Username
and Password.

4

How to shop online step 2 screenshot

Authentication

Receive and enter the
Mobicred OTP.

5

How to shop online step 2 screenshot

Purchase Confirmation

Payment is complete and your
iStore order will be on its way.

How to Shop In-Store

1

How to shop online step 1 screenshot

Go to Purchase

To make a purchase in-store,
open the Mobicred App and select Purchase.

2

How to shop online step 2 screenshot

Click Purchase

Click Purchase under the
Other Retailers block.

3

How to shop online step 2 screenshot

Enter Amount

Enter the amount
on the point of
sale screen.

4

How to shop online step 2 screenshot

Purchase Code

Give the code to the cashier.

5

How to shop online step 2 screenshot

Easy to use

Walk out with your brand new
items knowing you can easily
manage your repayments.

How to Apply

How to shop online step 2 screenshot

Accept Terms

Accept our Terms and Conditions
and get your credit limit.

How to shop online step 2 screenshot

Complete Your Application

Using automated Income Verification
and Facial recognition technology.

How to shop online step 2 screenshot

Go Shopping

Thought there was more?
Nope. Use Mobicred
to pay online or in-store.

Terms and conditions

Ts & Cs apply. Mobicred is powered by RCS Cards, a registered Credit Provider (NCRCP 38) and Authorized FSP (44481). The displayed monthly payment amount is indicative monthly pricing for 12 months at the current interest rate applicable, including a monthly fee but excludes a once-off account initiation fee. Please note the annual interest rate is subject to change.