Apple Pay logo

Now accepting Apple Pay

 

Available at checkout on Safari browsers.

Digital credit when you have to have it.

Download the Mobicred app

Image of a happy person after downloading the Mobicred app.

What is Mobicred

Say hello to digital credit in as little as 15 minutes*. Mobicred digital credit offers customers up to R50 000 to shop at iStore both online and in-store. Simply pay back the outstanding balance via convenient and affordable minimum required repayment each month of 7.5% p/m with 22.25% interest rate*.

Why use Mobicred

Seamless and easy
purchase process.

Many stores. One account.
One monthly repayment.

Application to purchase in
under 15 minutes*.

How to Shop Online

1

How to shop online step 1 screenshot

Add to Cart

Add your Apple items to
your cart.

2

How to shop online step 2 screenshot

Checkout

Select Mobicred as your
payment method.

3

How to shop online step 2 screenshot

Username & Password

Enter your Mobicred Username
and Password.

4

How to shop online step 2 screenshot

Authentication

Receive and enter the
Mobicred OTP.

5

How to shop online step 2 screenshot

Purchase Confirmation

Payment is complete and your
iStore order will be on its way.

How to Shop In-Store

1

How to shop online step 1 screenshot

Go to Purchase

To make a purchase in-store,
open the Mobicred App and select Purchase.

2

How to shop online step 2 screenshot

Click Purchase

Click Purchase under the
Other Retailers block.

3

How to shop online step 2 screenshot

Enter Amount

Enter the amount
on the point of
sale screen.

4

How to shop online step 2 screenshot

Purchase Code

Give the code to the cashier.

5

How to shop online step 2 screenshot

Easy to use

Walk out with your brand new
items knowing you can easily
manage your repayments.

How to Apply

How to shop online step 2 screenshot

Accept Terms

Accept our Terms and Conditions
and get your credit limit.

How to shop online step 2 screenshot

Complete Your Application

Using automated Income Verification
and Facial recognition technology.

How to shop online step 2 screenshot

Go Shopping

Thought there was more?
Nope. Use Mobicred
to pay online or in-store.

Terms and conditions

Ts & Cs apply. Mobicred is powered by RCS Cards, a registered Credit Provider (NCRCP 38) and Authorized FSP (44481). The displayed monthly payment amount is indicative monthly pricing for 12 months at the current interest rate applicable, including a monthly fee but excludes a once-off account initiation fee. Please note the annual interest rate is subject to change.